In
an effort to provide our customers with the best Protection Plans
available, we have chosen to offer plans from Zurich Financial
Services, a global corporation established in 1872. Zurich is a leading
commercial property-casualty insurance provider.
Vehicle Protection Plans
We
understand that peace of mind is important when deciding on the best
options to protect your vehicle investment. We offer a variety of
products and programs for you to choose from that will best suit your
individual vehicle protection needs.
Vehicle Service Contracts
Rental Plus
Powertrain
Standard
Preferred
Comprehensive
Rental Reimbursement
X
X
X
X
X
Trip Interruption
X
X
X
X
X
Emergency Roadside Assist
X
X
X
X
X
Engine
X
X
X
X
Transfer Case
X
X
X
X
Drive Axle
X
X
X
X
Suspension
X
X
X
Steering
X
X
X
Brakes
X
X
X
Heating & Air Conditioning
X
X
X
Electrical
X
X
X
Cooling System
X
X
Interior / Exterior
X
X
All-Risk Mechanical Breakdown
X
Road Hazard Tire and Wheel As
you drive down the road each day, you face hazards that can cause
damage to your car's tires and wheels. The road hazard tire and wheel
program provides coverage for the only part of your vehicle that
touches the road and the only part that is not covered by the
manufacturer's warranty. Road Hazard Tire and wheel coverage includes:
Tires
Wheels
Mounting, balancing, valve stems and taxes
Emergency Roadside Assistance
Additional Program Features Include:
One to five year terms available
No deductible
No maximum number of occurrences
No mileage limitations
All vehicle tires are covered for as long as they have 3/32" of tread at the time of damage
Transferable to the next vehicle owner
GAP When
your vehicle is stolen or damaged beyond repair, GAP cancels your debt!
If you're making payments on a vehicle that's stolen or damaged beyond
repair, auto insurance alone may not pay everything that you owe.
Insurance typically pays the vehicle's actual cash value rather than
the amount remaining on your loan or lease, which could leave a
financial "gap" of thousands of dollars. GAP
coverage gives you peace of mind. If your insurance company determines
that your vehicle is a total loss, GAP covers any remaining balance (up
to $50,000) on your loan or lease after the payment from your insurance
company. Your deductible (up to $1000) may be included in this balance.
(Deductible benefits may vary by state.)
GAP Benefits:
Cancels up to $50,000 of loan or lease balance
Helps maintain your good credit
Covers negative equity
Auto insurance deductible (up to $1000) may be included
GAP is provided even if no auto insurance is in effect at the time of loss
One time low cost makes it affordable
Convenient because it's sold in conjunction with the vehicle purchase
GAP is provided for the term of your loan
Benefit calculation:
Loan or lease balance:
$20,000
Less your insurance settlement payment:
-$14,000
Balance you owe:
$6,000
GAP pays:
$6,000
Universal Security Guard (R) Theft Deterrent System Auto
theft occurs at an alarming rate of one theft every 25 seconds* and is
considered to be one of the nation's top property crimes. Labeled
vehicles and their body parts are easier to identify if stolen.**
Universal Security Guard was developed by 3M in an effort to deter auto
theft by placing anti-theft labels on your car's body parts. If a label
is removed, an imprint is left behind that can only be seen under an
ultraviolet light.
Benefits:
Thieves
pass by your vehicle. Professional thieves are less likely to steal a
vehicle labeled with Universal Security Guard because it takes less
time for a thief to dismantle a car than find and remove all traces of
anti-theft labels.
Insurance
premium discount. Many insurance companies offer a premium discount on
vehicles with marked and traceable parts that deter thieves and aid
police in vehicle recovery.
Financial
benefits. Owners of vehicles registered with Universal Security Guard
(R) that are stolen and not recovered will receive a $1000 benefit to
cover their insurance deductible. An additional cash benefit, which can
be put toward the purchase of a replacement vehicle, is also provided
(not to exceed actual cash value of vehicle).
*According to data from 2005 on www.fbi.com. **According to www.nhtsa.dot.gov.
